GTiPay designs and provides mobile banking, Payments & Merchant Network technology solutions that is seamless, secure and scalable. GTiPay allows 24/7 transfer of money instantly from anywhere via their mobile device and or payment card. It does not matter if you are in an urban area with multiple bank branches or in a rural area without nearby banking facilities. All banks, retailers, small business organizations and individuals can make transactions easily by using GTiPay software application (“app”) by phone or digital device. All one needs is either internet connectivity for smart phones and or USSD codes for basic hand sets and financial transactions are effected.

Mobile App. Security
SMS encryption (3DES2) Symmetric Encryption and Decryption Each SIM is assigned a unique key, Transaction ID Generated at SIM level Mobile App. messages are protected by encryption Mobile App. transaction does not work unless MSISDN is registered
Web Application Security
Login ID and password authentication ,IP address authentication Time of day and days of week based login control Role based authentication and HTTPS for secure transmission Forced password change every ‘n’ days and Forced session idle timeout
Fraud Checking
Automated barring on failed attempts exceeding threshold System bars customers after a defined number of repeated unsuccessful top-up attempts Configurable block period in between two successful transactions. The objective of setting a time gap is to track and identify abnormal transaction requests Upper limit on the transaction amount permissible in a day